Credit help in your language
You should be able to understand credit help in the language you read best. Credit Footing offers free information and matching in 10 languages so you can learn your options without pressure.
Start with the free steps you can do yourself
If you are new to US credit or trying to rebuild after a hard time, you do not have to pay anyone just to begin. You can get your credit reports for free and review them yourself. If you find information that is wrong, federal law gives you the right to dispute errors on your own at no cost.
That matters in any language: first understand what is on your reports, then decide what kind of help you want. Some people only need clear explanations. Others want to be connected with a credit-repair company or a nonprofit credit-counseling provider. Credit Footing is a free matching service, not a credit-repair company, law firm, or financial advisor.
If you want, you can start at home or go to get matched after you read about your options.
What “help in your language” means here
Many people understand money best in the language they use at home. That is especially true when reading about credit reports, disputes, late payments, collections, or contracts. Our goal is simple: make the first step easier to understand.
Credit Footing works in 10 languages so you can ask for help in the language you prefer. We try to make the process clearer, slower, and less stressful for people who are still learning how US credit works.
Language support does not change the facts on your credit file, and it does not guarantee any result. It simply helps you understand what the next step may be and connect with a provider, if you want that.
What Credit Footing does — and does not do
We do not repair credit ourselves. We do not dispute items for you, negotiate with creditors for you, or give legal or financial advice. We are a free matching service that helps people find a credit-repair company or nonprofit credit-counseling provider, depending on their goals.
Our role is to collect only basic contact and preference information so we can help with a match. That usually means your first name, phone number, optional email, your goal, ZIP code, and preferred language.
We do not ask for Social Security numbers, bank account numbers, full credit reports, income, or date of birth on our matching form. If you choose to work with a provider later, read that provider's privacy policy and written contract carefully before sharing more information.
Important consumer protections to know
If you are thinking about hiring a credit-repair company, it helps to know a few basic rules. A legitimate credit-repair company cannot charge you before the promised work is done. It cannot promise to remove accurate negative information. It also must give you a written contract, and you have the right to cancel within three business days.
Be careful of scams. Walk away if someone promises to erase accurate bad credit, asks for upfront payment before work is done, tells you to dispute information they know is true, or suggests creating a new credit identity or using a CPN. Those are major warning signs.
You can always choose the free do-it-yourself route instead. Getting your reports, reviewing them, and disputing real errors yourself is your right under federal law.
How matching works, and what consent means
If you decide to use get matched, the service is free to you. Participating providers pay to receive matches, but you do not pay Credit Footing for the match.
To be contacted, you must give clear permission. That consent should be separate and explicit, including consent to be contacted by call or text, possibly using automated technology. Your consent is not required to use the site, read information, or choose the free DIY path.
After a match, ask questions before signing anything. Ask what services are included, what the timeline may look like, what records you should keep, and what the full written terms say. Results vary by person, by state, and by the details in each credit file.
We explain credit help in your language and, if you want, connect you for free with a provider — but you can always check your reports and dispute real errors yourself for free.
Common questions
Can I get credit help in a language other than English?
Yes. Credit Footing supports 10 languages so you can read and request help more comfortably. Availability may vary depending on the provider and your location.
Is Credit Footing a credit-repair company?
No. Credit Footing is a free matching service. We do not repair credit ourselves, and we do not give legal or financial advice.
Do I have to pay to use this site?
No. Matching through Credit Footing is free for consumers. If you later choose to hire a provider, that provider will explain its own services, contract, and any fees.
Can I dispute credit report errors by myself for free?
Yes. You can get your credit reports for free and dispute errors yourself at no cost. That is an important right, and you do not need to hire anyone to do that basic step.
Will you ask for my Social Security number?
No. Our matching form asks only for basic contact and preference details such as first name, phone, optional email, goal, ZIP code, and preferred language.
What should I do if a company promises to erase bad credit fast?
Be careful. No one can legally promise to remove accurate negative information or guarantee a score increase. If a company asks for payment before work is done or tells you to create a new credit identity, walk away.
Ready to take the next step on your credit?
Get matched, free, with a credit-repair or counseling provider near you. You compare the options and choose who to work with — and you'll always understand the fees first.
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