Find credit help for your situation
Find honest credit help based on where you are starting: new to the US, building credit from zero, or trying to rebuild after mistakes or hardship. We explain what you can do yourself for free and, if you want, help you get matched for free.
Building Credit When You're New to the US
If you’re new to the US credit system, it can feel confusing and stressful. Here’s what to do first—starting today—with free options you can do yourself, plus a free way to get matched with a nonprofit credit-counseling provider.
Learn more → Your situationCredit Help for Spanish-Speaking Families
Si estás empezando en EE. UU. o estás tratando de arreglar tu crédito, te explicamos pasos claros en español para hoy—y también puedes recibir una conexión GRATUITA con un proveedor de ayuda. Nunca pedimos tu SSN.
Learn more → Your situationCredit Help for the Chinese-Speaking Community
If you speak Chinese and are new to US credit, you can start with free steps on your own before paying anyone. Credit Footing is a free matching service, not a credit-repair company, and we never ask for your SSN.
Learn more → Your situationRebuilding Credit After a Job Loss
Losing a job can put your credit under stress fast. You still have options: you can check your reports for free, deal with errors yourself at no cost, and take small steps to start rebuilding.
Learn more →Ready to take the next step on your credit?
Get matched, free, with a credit-repair or counseling provider near you. You compare the options and choose who to work with — and you'll always understand the fees first.
Get matched, free