Ways we can help with your credit
We help people find the kind of credit help that fits their situation, from starting with no credit to dealing with mistakes or money hardship. Credit Footing is free to use and does not repair credit itself.
Disputing credit report errors
If something on your credit report is wrong, you have the right to dispute it yourself for free. This page explains the basic steps, what paid help can and cannot do, and how free matching works if you want support.
Learn more → Ways we helpBuilding credit from scratch
New to the US and have no credit history yet? You can start building credit with a few simple products and habits, and many first steps are low-cost or free.
Learn more → Ways we helpRebuilding credit after hardship
A setback does not mean your credit is ruined forever. After missed payments, collections, eviction, or bankruptcy, many people rebuild step by step — and some of those steps are free.
Learn more → Ways we helpCredit counseling & debt help
Nonprofit credit counseling can help you understand your debt, make a budget, and decide on next steps. This page explains what is usually free, what may cost money, and how Credit Footing can help you get matched for free if you want.
Learn more → Ways we helpCredit monitoring & free reports
You can check your credit reports for free and watch for signs of mistakes or fraud. This page explains what monitoring does, what is free by law, what paid plans may include, and when outside help may be useful.
Learn more →Ready to take the next step on your credit?
Get matched, free, with a credit-repair or counseling provider near you. You compare the options and choose who to work with — and you'll always understand the fees first.
Get matched, free